The Challenge: Secure and Compliant Online Payments
January 31, 2025

For merchants operating e-commerce or receivables web portals, managing online transactions comes with several challenges. Ensuring security, maintaining compliance with payment regulations, and offering a smooth customer experience are top priorities. However, handling these elements in-house can be complex, costly, and increase liability risks.
Businesses must comply with PCI DSS (Payment Card Industry Data Security Standards) to protect sensitive payment information. Non-compliance can lead to financial penalties and reputational damage. Additionally, integrating a secure checkout process while maintaining a seamless user experience is crucial for maximizing conversions and customer trust.The Solution: Hosted Payment Pages
A Hosted Payment Page (HPP) is a secure, off-site custom branded payment solution that merchants can use to process online transactions without directly handling sensitive payment data. Instead of processing payments on their own servers, merchants redirect customers to a secure, third-party checkout page that is designed and maintained by a service provider.
Benefits of Using Hosted Payment Pages:
-Enhanced Security: Since payments are processed on a provider’s secure platform, businesses significantly reduce their risk of handling sensitive payment data.
-Simplified Compliance: By outsourcing the checkout process to a compliant provider, mrechants reduce their PCI DSS scope, saving time and resources.
-Reduced Liability: Since the merchant does not store or process payment data directly, liability risks related to fraud and data breaches are minimized.
-Seamless Checkout Experience: A well-designed HPP integrates smoothly with a merchant’s website, providing a branded and user-friendly checkout flow.
-Support for Multiple Payment Methods: Customers can pay using multiple digital payment options including credit cards, debit cards, and ACH transfers.
How UTA’s Hosted Payment Page Streamlines Your Business
United TranzActions offers a robust Hosted Payment Page solution designed to help merchants simplify compliance, enhance security, and optimize their checkout experience. With UTA’s solution, merchants can:
-Minimize Compliance Burdens: UTA manages the checkout process, reducing your PCI DSS scope.
-Enhance Security: Payments are processed through UTA’s secure platform, reducing fraud risks.
-Recover Processing Fees: Offering a credit card surcharge solution that helps you recover your processing fees while adhering to compliance requirements.
-Eliminate Returned Payments: UTA ensures transactions are “guaranteed”.
-Offer a Seamless Experience: Customize the HPP to match your branding while maintaining a frictionless checkout process.
-Support Multiple Payment Methods: Give customers flexibility with a variety of payment options.
-Reduce Liability: Shift payment data handling to a trusted provider, minimizing risks associated with storing sensitive information.
By leveraging UTA’s Hosted Payment Page, businesses can focus on increasing their bottom line while ensuring that their online transactions are handled securely and efficiently.
Ready to simplify your checkout process and enhance security?
Contact us today to learn more about our Hosted Payment Page solution