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Your CA Privacy Rights


NOTICE TO CALIFORNIA RESIDENTS

The California Consumer Protection Act ("CCPA") provides individual California residents with specific rights regarding their personal information. This section describes Your CCPA rights and explains how to exercise those rights.



Access to Specific Information and Data Portability Rights

As a California Resident, you have the right to request that United TranzActions, LLC ("UTA") disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request (see CCPA Exercising Access, Data Portability, and Deletion Rights), if applicable, we will disclose to you:

  1. o The categories of personal information we collected about you.
  2. o The categories of sources for the personal information we collected about you.
  3. o Our business or commercial purpose for collecting or selling that personal information.
  4. o The categories of third parties with whom we might share that personal information
  5. o The specific pieces of personal information we collected about you (also called a data portability request
  6. o If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
  7. • sales, identifying the personal information categories that each category of recipient purchased; and
  8. • disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.


Right to Deletion of personal information

You have the right to ask us to delete the personal information we have collected and maintain about you.



Exercising Access, Data Portability, and Deletion Rights

Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

When you authorize an agent to make a verified request on your behalf, we will require the agent to provide written permission from you to make the request and will directly confirm the agent's own identity. A valid power of attorney under California's Probate Code serves as both written permission from you to make the request and confirmation of the agent's identity.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

  1. • Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
  2. • Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm that the personal information relates to you.

Requests to know what categories of information we have collected about you or to delete non-sensitive information with a low risk of harm will require you to provide information that matches two data points that match information we already hold. The information you will be required to provide will vary based on the manner in which you make your request and the information we have in our records. For instance, for a telephone request coming from a phone number already in our records, we might request that you follow up with an email request from an email account already in our records.

Requests for disclosure of any specific pieces of personal information we hold or for deletion of sensitive information with a high risk of harm will require matching at least three pieces of personal information provided by you with information United TranzActions' already holds, which will vary based on the information we already have in our records, and signature of a declaration under penalty of perjury stating that You are the consumer whose personal information is the subject of the request.

We will not provide you with specific pieces of personal information if the disclosure creates a substantial, articulable, and unreasonable risk to the security of that personal information, our work for you, or the security of United TranzActions' systems or networks. We will not at any time disclose a consumer's Social Security number, driver's license number or other government-issued identification number, financial account number, any health insurance or medical identification number, an account password, or security questions and answers.

All requests for deletion will require you to first clearly submit a request to delete and then separately confirm that you would like us to delete Your personal information.

We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request. If we cannot verify your identity using information already maintained by United TranzActions, we may request additional information from you, which we will use only for purposes of verifying Your identity and for security or fraud prevention purposes.



Response Timing and Format

Upon receipt of a verifiable consumer request we will confirm receipt of Your request in writing within ten (10) days and provide information on how we will process Your request including a description of our verification process and an expected response time frame. We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform You of the reason and extension period in writing.

We will deliver our written response by mail or electronically, at Your option.

Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide Your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.



NON-DISCRIMINATION

We will not discriminate against You for exercising any of Your CCPA rights. Unless permitted by the CCPA, we will not:

  1. • Deny you services.
  2. • Charge you different prices or rates for services, including through granting discounts or other benefits, or imposing penalties.
  3. • Provide you a different level or quality of services.
  4. • Suggest that you may receive a different price or rate for services or a different level or quality of services.


To exercise your rights under the California Consumer Privacy Act (CCPA)





CHANGES TO OUR PRIVACY NOTICE

United TranzActions' reserves the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on the Website and update the notice's effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.



CONTACT INFORMATION

If you have any questions or comments about this notice, the ways in which United TranzActions collects and uses your information described above and in the Privacy Statement , Your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

Postal Address:

United TranzActions LLC
2811 Corporate Way
Miramar, Florida
Attn: California Residence Requests Department

Email Address:

privacyrights@unitedtranzactions.com

Phone Number:

1-800-726-9356