frequently asked questions

Remote Deposit Capture

Remote Deposit Capture

Here you will find everything you need to know about Remote Deposit Capture, if you need more help please contact us.

Remote Deposit Capture (RDC) is an innovative payment solution that allows you to make deposits electronically when it is convenient for you, without ever leaving your office. Simply scan the checks you receive through the RDC scanner and transmit the deposit using a secure web connection. The funds are available to you on the second business day, and they are guaranteed!

Instead of mailing or bringing your deposits to the bank, use Remote Deposit Capture! Simply scan your check using your point of sale equipment and submit your transaction.

All checks are eligible to be deposited using RDC as long as they are a U.S. check and have a fully encoded MICR line (the numbers and symbols at the bottom of the check: they include the routing number, account number and serial/check number).

When a check is scanned using Remote Deposit Capture, images of the front and back of the check are taken. These images will be sent as an Image Replacement Document (or Check 21 transaction) and will be processed as if it were a paper item brought in to the bank.

our products

Check Guarantee

Eliminates the risk of fraudulent checks and collection headaches.

Credit Card

Providing innovation and technology that optimizes your credit card acceptance program.

ACH Payment

Enables you to accept payments from your customer’s bank account quickly, safely in a secure internet environment.

Online Bill Pay

Empower your company to accept ACH or Credit Card customer initiated payments on your website.

Remote Deposit Capture

Scan your checks for instant bank deposits, with no returns.

Mobile Deposit

Guarantee and deposit your company’s payments anytime, anywhere, 24/7 with UTA’s Mobile Deposit solution.

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